Privacy Policy

Khushal Growwealth Research Private Limited ("we", "us", "our") values your privacy. This policy describes how we collect, use, share, and safeguard your personal information when you visit our website or subscribe to our services.

1. Information we collect

• Identity & Contact: name, PAN, address, email, mobile, date of birth.
• Financial Profile: income range, investment experience, risk profile.
• Subscription Data: services subscribed, payment records (we do not store full card numbers).
• Technical Data: IP address, browser type, device information, pages visited.
• Communication Records: emails, recorded calls, chat transcripts maintained for compliance.

2. How we use your information

• To verify identity (KYC) and onboard you as a client.
• To assess suitability and deliver research aligned with your risk profile.
• To communicate research, alerts, and service updates.
• To meet regulatory, legal, and audit requirements under SEBI regulations.
• To improve our products, prevent fraud, and ensure security.

3. Sharing of information

We do not sell your personal information. We may share data with:

• Regulatory authorities (SEBI, courts, law enforcement) where legally required.
• Service providers (payment processors, communication platforms) under strict confidentiality obligations.
• Auditors and compliance reviewers within the firm under non-disclosure agreements.

4. Data retention

We retain client records for the period prescribed under SEBI regulations (currently a minimum of five years), or longer if required by other applicable laws.

5. Security

We employ encryption, access controls, secure infrastructure, and employee training to protect your data. While we follow industry best practices, no system is impenetrable; you are encouraged to safeguard your account credentials.

6. Your rights

• Access and review the personal data we hold.
• Request correction of inaccurate information.
• Request deletion of data not required for compliance retention.
• Opt out of non-essential marketing communication.

7. Cookies

Our website uses essential cookies for functionality and analytical cookies to understand usage. You can disable cookies through your browser, though some features may not work as intended.

8. Updates

We may update this policy from time to time. The latest version will always be available on this page. Material changes will be communicated to subscribers via email.

9. Contact

For privacy queries, write to compliance@kgwealth.in.